Will an Unconventional Job Hurt Your Mortgage Appr...

Modern jobs are not what they used to be. While there are still millions of 9-5 and other steady roles, there are also millions of gig jobs, influencer work, contracting, and other professional paths that do not involve getting the exact same amount of money with every monthly paycheck. The question is: Can this impact […]

All You Need to Know About Down Payment Assistance...

When it comes to buying a home, there are many steps involved and lots of expenses that can add up quickly. One big expense is the down payment, which may be difficult to come up with if you don’t have much saved. Fortunately, there are programs available that can help purchase a home more affordable […]

Combat Rising Rates With A 2-1 Buydown!

Are you looking for a way to lower your mortgage payment before purchasing your dream home? A 2-1 buydown is an option that could be a potential avenue for you to reduce your mortgage. A 2-1 buydown can be an attractive option for prospective homeowners looking for short-term relief on their monthly payments. As a […]

Decorating Tips for Home Sellers and Buyers

Home Decorating Hacks That Will Make Any Space Appealing Home sellers want to be able to sell their homes as quickly and efficiently as possible, while buyers want to find a home that meets their needs and is within their budget. This can be a challenge if you don’t know how to make your home […]

15-Year Mortgage vs. 30-Year Mortgage: Which Is Be...

Thinking about purchasing a home but not sure which mortgage to apply for? Once you’ve eliminated the less desirable choices, choosing between a 15-year and 30-year mortgage is often all that’s left. Okay, but which one is preferable? If this is your first time purchasing property, you may be overwhelmed by all the options available […]

Renting Versus Buying: The Practical Truth

There are many factors to consider when considering renting versus buying a home. Chief among these can be your desired mobility. Indeed, suppose you anticipate your residence in a place to be short-term. In that case, renting does afford a greater degree of flexibility. And yet, as the availability of housing continues to grow tighter, […]

Saving to Buy a House: A 7-Step Guide

Saving for a new home is unlike any other savings experience. You’re not just filling a bank account and hitting a number. Instead, you’re preparing for what is likely the largest purchase of your life.  In a competitive housing market where bidding wars are common, you’ll want to have every advantage when saving for a […]

5 Useful Tips For First-Time Home Buyers

If you’re a first-time home buyer, it can feel like you’re taking a crash course in the real estate industry. From the type of home you want to what you can afford to the myriad options for financing, it can be overwhelming. As mortgage professionals, we’ve seen it all from our side of the lending […]

A Guide To Debt-To-Income Ratio When Buying A Hous...

When you apply for a mortgage, lenders execute financial calculations to determine whether or not you qualify for a loan. Therefore, you should become familiar with the debt-to-income ratio (DTI) before buying your home. This formula will help you understand what lenders are looking for when approving loans and how to ensure your financial health […]

Making a House Offer Without a Buyer’s Agent: A ...

Buying a house without a real estate agent can be scary if you do not know where to start. But, while it may not be easy to maneuver through without an agent, it is still possible to buy your dream house if you learn various tips and tricks. The tips will guide you in making […]