Pre-Qualification vs. Pre-Approval: What’s t...

“You’ve Been Pre-Qualified!” We’ve all received mailers and emails letting us know that our finances are in good shape to buy a house. The message usually goes on to say that you’re a great potential customer to become a homeowner. After a pre-assessment of your finances, credit history, and earning potential, a lender has determined […]

12 Personal Finance Do’s and Don’ts when Refin...

When you refinance your house, the new loan pays off the existing loan. The most obvious advantage of refinancing is helping financially strained borrowers to use some of the money from their home’s value to cater to other needs. This is especially helpful when you’re anticipating an increase in your budget.  Other benefits include shortening […]

Pocket Guide: Is Now The Right Time To Buy A Home?

“Is now the right time to buy a home?” This is a question that everyone should ask themselves when they start dreaming of a new house and saving up for a down payment. Whether you’ve been saving for several years or you have just started dreamily browsing Zillow, the best time to buy is mostly […]

Everything You Need to Know About Homestead Exempt...

Did you know that when you pay property taxes, the money is used to fund government services? The government receives revenues by taxing the proceeds of investments and certain incomes. Such taxes fund the jobs of government employees and also help in infrastructure development. These taxes can be a burden on many homeowners. Fortunately, homestead […]

5 Home Maintenance Tips that Help Maintain Your Ho...

According to Forbes, homeowners spend an average of $1,200 per month (or between 1-4% of their home’s value) to keep their homes in good condition. They do so to guarantee the safety and comfort of their families and preserve the investment value of their homes.  For the homeowners wondering how to maintain the value of […]

Best Home Improvements That Will Boost Your Homeâ€...

Every year, American homeowners spend more than $400 billion on home renovations. The average home remodel project costs between $3,000 and $25,000, depending on the scale of the renovations. Large-scale and whole-home renovations can go as high as $150,000 from beginning to end. But what are the best home improvements that will increase your home […]

Tips on How to Budget for a Home in Any Economy

Buying a home is a big investment. For those purchasing their first home, budgeting can be a challenge if you don’t know what to expect. Choosing a house that you can afford is very important since it will affect your long-term financial health. But, how do you budget for a home? Here, we’ll look at […]

What to Do If Your Property Taxes Increase in One ...

Owning property is the ultimate goal for many of us. However, aspiring homeowners don’t always realize that one cost, property taxes on their home, can go up or down every year. Actions homeowners take such as home improvement to increase the value of the home, can result in a bigger property tax bill.  Below, we […]

How to Align Selling Your Home and Buying a New On...

POSSIBLE SCENARIOS IN SELLING YOUR HOME AND BUYING A NEW ONE For many who are contemplating selling their house also think about aligning their sale with the purchase of their own new home.  Not working towards this solution can be costly. Renting or paying a double mortgage for the five-month period before you move into […]